Real estate appraisal services for homeowners in the city of Colts Neck and Monmouth CountyThe top 7 reasons New Jersey homeowners use Professional Appraisal Services:
We at Professional Appraisal Services understand the individual needs of a customer looking for appraisal services. Our business practices and reporting formats are relatively routine to our business clients like banks, lawyers, and accountants. Being a homeowner that probably doesn't look at appraisals every day, we'll be sure you get extra guidance and explanations through the appraisal process to understand what we do and how we document our conclusions. For Sale by Owner/Pre-Listing ServicesIt's very hard to be objective about your own house because of your emotional attachment to it. Our professional appraisers at Professional Appraisal Services are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have an interested buyer. The appraisal is something tangible to show your buyer. An appraisal is an independent third party's opinion of your house's value -- not just you saying how much your house is worth. Potential buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value assessment than yours.Challenge Tax AssessmentLet's say your home is not appreciating as much as other houses close to yours -- your local tax assessor may have your house overvalued. This only means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. Getting a professional appraisal from Professional Appraisal Services is your strongest weapon when challenging your property tax assessment.Appraisals to cancel PMIA popular way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is down below 80% of the value of your property. In most cases you can apply to the lender to have the PMI removed from your loan. At Professional Appraisal Services, we're veterans in helping people just like you abolish unwanted PMI insurance.Recently got a freeze to your HELOC?If your home is near a declining area, your lender may just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be disadvantageous from a cash flow viewpoint, and bad for your credit score since it may appear as though that credit line is maxed out. Professional Appraisal Services can help you reinstate your HELOC.Field and Desktop Appraisal Review ServicesDo you need a professional to double-check your appraisal for efficiency, or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Professional Appraisal Services can go out and check the subject and comparables in a field review. If you need it immediately, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.We can also provide a retrospective review of any appraisal report you may have in your possession. Even though most appraisal reviews are commissioned by lenders, homeowners that have reason to believe a prior appraisal wasn't above board are wise to get a second opinion. |
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